Financial Services

Hearth Financial Services, a sister company of Hearth Insurance Solutions, provides financing options that you as a contractor can offer to your clients and prospects in order to close more deals and win more jobs.  The company's proprietary mobile app and its relationships with specialty lenders providing unsecured loans mean that you have a financing option for every customer.

Available for all contractors

Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.
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• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 500
• Rates as low as 4.99% APR

Higher profit margins

Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.

Committed to your success

Our experts help you develop strategies to add financing to your sales process.

Built for sales teams

Help sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.

 

How it works

1. Pick payment plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

2. Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

3. Get funded

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.